Improve the retirement equation
My son Jack will have a very different road to retirement than I did when I joined the workforce. Jack, who is 23, and his millennial generation start their careers knowing they have to save for...
View ArticleWhy Millennials Don't Think They'll Retire
Shutterstock photo The traditional retirement could be going the way of cursive writing and the landline. In a recent survey from Merrill Edge, 83 percent of millennials (ages 18-34) said they will...
View ArticleAvoid Social Security Screwups
Shutterstock photo Not long ago, I attended an all-day seminar on Social Security, my goal being to soak up as much as I could about a devilishly complicated system. By noon, my brain had started to...
View ArticleA Do-It-Yourself Replacement for Indexed Annuities
Shutterstock photo Indexed annuities and other principal-protected products have experienced strong sales in recent years. Investor fear stemming from the financial crisis of 2007 and 2008, along with...
View ArticleA Good Retirement Savings Option for the Self-Employed
Shutterstock photo By Dmitriy FomichenkoLearn more about Dmitriy on NerdWallet’s Ask an Advisor Whether you’re a new entrepreneur or an experienced business owner, self-employment brings its own set of...
View ArticleHow to Save for Retirement If You Don't Have a 401(k)
Shutterstock photo For millions of Americans, a 401(k) plan is an essential item in the employee playbook. As far as benefits go, vacation days are great and nobody objects to free parking, but a...
View ArticleRetirement Anxiety? 3 Tips to Save More in 2017
Shutterstock photo Americans are wrapping up the year feeling pretty dismal about their retirement savings, according to a new survey from NerdWallet: Less than a third say they feel good about how...
View ArticleBoost Your Nest Egg's Size By Using Target-Date Funds The Right Way
Shutterstock photo Looking for a boost for your retirement savings accounts? Target-date funds (TDFs) are supposed to provide precisely that. But misusing TDFs has the opposite effect – it stymies the...
View ArticleSavers Get a Break on IRA Rollovers
Shutterstock photo New rules at the IRS cut you a break when you’re rolling over one retirement account to another. If you don’t roll over funds within 60 days, the money is treated as a distribution,...
View ArticleDOL Fiduciary Rule Survives A Court Challenge
Shutterstock photo A federal appeals court on Thursday declined to slap down the Department of Labor’s new fiduciary rule, which is intended to minimize conflicts of interest by brokers and financial...
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